Unsecured Loans

Posts Tagged ‘Amp’

My 11 month old niece needs help. She is being neglected (not changed, bathed, fed, or played with- unsupervised half the time), abused (mom hits her face, pinches her, slaps her extremeties and yells at her NO for everyyything, even crying bc she is hungry). Several other family members have witnessed my sister hitting my niece & will tell social services, or placing her in dangerous or neglectful situations. Its time I call social services.

Let me first say that when she got pregnant, she was 19, and the ‘father’ was on work release from jail- my sister didnt want a baby, she wanted to ‘play house’. He hasnt spoke to her since she was 6 months preg & has since been put back in jail for a DUI. His family has been notified that the baby is his, and they have done nothing to make contact with her or the baby. Her birth certificate says "Father Uknown".

My sister has refused parenting classes from day 1. She believes colds/sickness are a result of teething, not that she doesnt dress her right or has her out till 2am at diff guys houses- and refuses to bathe or change her reguarly which results in sore/red bottom & veginal area. If SHES not hungry, neither is the baby, if SHES not cold, neither is the baby- her phrase of choice when offered help? "Shes fine". Doesnt listen to advice from family/doctors/anyone. My sister has had in EXCESS of 20 bf’s (no joke) since the baby has been home from the hospital, most who have criminal records. The baby fell off the bed when she had her at one guys house bc she wasnt watching her and got glue stitches in her forehead.

My sister/baby resides with my mom. My mom is no more emotionally or physically able to take care of an infant (shes erratic, just as absentminded, & manipulative and on SS disability)- but she likes the attention the baby gives her. I believe she would fight me for the custody of the baby even though this would NOT be in the best interest of the baby bc she would still be in the same environment.

Orginally from the time she was 6 months pregnant to the time the baby was 2 months old, my sister wanted to give me & my husband custody right when the baby was born. My mom told my sister that she would need to find another place to live then if she didnt have the baby, and since my sister wants nothing to do with working or supporting herself (hence all the bf’s she has) she retracted her offer (this is after we already went to lawyers to start the process).

My Questions:

1) When I make my report to Children & Youth & offer myself and my husand for temp custody placement what are the criteria? We currently live in a one bedroom apartment VERY SMALL…there IS a second room that we use as a living room, but does a baby need to have their OWN room? Can I split the second room into a half nursery or make it a full nursery? Do I NEED a living room?

2) Do they look at my finances? I currently have 30k debt bc of college- credit cards and perosnal loans from banks to cover my apartment/books/food etc since I moved out of MY abusive household when I was only 16 I had to put myself through college. REason we are in the small apt is bc it is RENT FREE (family owns it) & we are trying to pay off debts to get a house..My husband works full time, as do I, and we make a combined income of appx k/yr

3) Does my mom, as the babys grandma, and since the baby has lived there since she was born have MORE of a right to my niece than myself? I cannot stress enough how horrible an environment my moms house is.

ANy and all advice/input on this would be extremely helpful
Good point- Since my sister resides with my mom they would be unlikely to place her with my mom. I am going to call ChildHelp crisis hotline for PA just to be sure.

Thanks for the advice, support, we are gathering all of our facts/info now to make a report

• The Importance of a Good Family Doctor « Zweber Family Farm News
• Extremeties affected by chilblains
• Chronic Kidney Disease | Blood Test Guide

I am looking for a bank to do a consolidation loan. Currently make good money and would rather pay one person. If anyone knows any or person that will do ,000 for 00 a month please let me know. Also they must be able to accept Allotments.

• Free Canada Debt Consolidation – Getting Loan Consolidation in …
• Private College Loan Consolidation & Interest Rates
• Book Review: Mind Over Money

If you find youself in a tight spot, payday is not until next week and you have something come up. Sometimes you just need to consolidate your loans, that way yiu only have to make one payment a month, instead of several. When going to get a loan; one must weigh all aspects first. In this article we will talk about the options you might have before you commit to a loan, and what type of loan you will need if you find you are in need .

To start, you need to decide how much you need or want this item or service, that will help you categorize the priority of your need. If it is a health related issue then it is a high priority, but if it paying for the utility bill or repaying the debt of any personal cash advance then it can be categorized as medium or low priority. Do you understand the point I am trying to get across? If the issue is a high priority, like health or vehicle, then you have less time to consider the best course to take.
Check first with your friends and relatives as this is the interest free money and they are not going after you for the payment as that of the professionals but make sure this comes under help category so it has to be borrowed for a smaller period i.e. one to two months. Because later on relationship may ruin if one keep it pending for years. Second option is go for the loan from your friends & relatives with interest offer them some interest which is less than commercial borrowing and more than checking account interest.

personal loans are more generalized and can be used for almost anything, unless there is a specific loan for that intent, car, house, etc. . If there is no great hurry, this may be your best option, since it takes a couple days to clear. Because of the competitiveness of banks when it comes to personal loans, you may want to search the Internet to find which has the best rates . If you can make it on paper then it becomes lot easier, even your loan officer will appreciate this move.

Credit card option can be used for the purpose of high priority expenses i.e. health care emergencies. If you can get a secured credit card, you will save on interest, and have it in case an emergency comes up. If, for any reason, you are not eligible to get a regular line of credit, you may need to look at the option of getting a secured card. payday loans can help give you that little extra until you get paid, just be careful you do not get more then you can comfortably pay back. You will want to make your final decision wisely.